Stellar (XLM) price prediction: how far it could move
Not a target. These are the ranges Stellar's own price history makes plausible, recomputed every day from the last year of daily closes.
Updated · price $0.1353
Based on its realised volatility over the past year (82% a year), Stellar has a 90% range of $0.0918 to $0.1997 over the next 30 days and $0.0832 to $0.2202 by 31 December 2026, if it keeps moving the way it has. These are statistical ranges around today's price of $0.1353, not forecasts.
Last 180 days and the next 12 months · shaded: 68% and 90% ranges
31 December 2026 · 47 days away
Stellar price prediction 2026
By 31 December 2026 (47 days from now), Stellar's own volatility puts the price between $0.1007 and $0.1819 about two times in three, and between $0.0832 and $0.2202 about nine times in ten, around today's $0.1353. Under the same assumptions the chance of it doubling by then is 1.0%, and the chance of being above its all-time high of $0.9381 is under 1%.
At the top of the 90% range, Stellar would be worth $7.13B in total; at the bottom, $2.69B.
31 December 2027 · 412 days away
Stellar price prediction 2027
By 31 December 2027 (412 days from now), Stellar's own volatility puts the price between $0.0564 and $0.3249 about two times in three, and between $0.0320 and $0.5716 about nine times in ten, around today's $0.1353. Under the same assumptions the chance of it doubling by then is 21%, and the chance of being above its all-time high of $0.9381 is 1.4%.
At the top of the 90% range, Stellar would be worth $18.51B in total; at the bottom, $1.04B.
31 December 2030 · 1,508 days away
Stellar price prediction 2030
Stretched to 31 December 2030 — 1,508 days away — the same arithmetic gives a 68% range of $0.0253 to $0.7229 and a 90% range of $0.008599 to $2.13. A band that wide is the honest answer: nobody can tell you where Stellar will be in 2030, and the figures published as "2030 predictions" elsewhere are opinions, not measurements.
At the top of the 90% range, Stellar would be worth $69.00B in total; at the bottom, $279M.
The bars share one log scale from $0.008599 to $2.13: the darker band is the 68% range, the lighter one the 90% range, the line today's price.
Can Stellar reach $1?
A price is only half the question. Multiply it by the 32.39B XLM in circulation and you get the market value the price implies — which is the real test of whether it is plausible.
| Price | × today | Implied market value | vs Bitcoin today | Model chance by end 2027 |
|---|---|---|---|---|
| $0.2000 | 1.5× | $6.48B | 0.01× | 33% |
| $0.5000 | 3.7× | $16.20B | 0.01× | 6.8% |
| $0.9381 (all-time high) | 6.9× | $30.39B | 0.02× | 1.4% |
| $1 | 7.4× | $32.39B | 0.03× | 1.1% |
| $2 | 15× | $64.78B | 0.05× | under 1% |
Implied value assumes today's circulating supply; new tokens entering circulation would raise it further. The model chance is the share of outcomes above that price on 31 December 2027 under the volatility assumptions above — a measure of how far the price has to travel, not a forecast.
Stellar's return in each calendar year
| Year | Open | Close | Change |
|---|---|---|---|
| 2026 (so far) | $0.2010 | $0.1364 | down 32.1% |
| 2025 | $0.3327 | $0.2010 | down 39.6% |
| 2024 | $0.1291 | $0.3327 | up 157.7% |
| 2023 | $0.0711 | $0.1290 | up 81.4% |
| 2022 | $0.2665 | $0.0710 | down 73.4% |
| 2021 | $0.1276 | $0.2665 | up 108.9% |
| 2020 | $0.0450 | $0.1276 | up 183.9% |
| 2019 | $0.1100 | $0.0450 | down 59.1% |
| 2018 (from May) | $0.2802 | $0.1100 | down 60.7% |
Source: XLMUSDT monthly closes on Binance.
What moves Stellar's price
Demand for Stellar generally comes from practical network use: payments, token transfers and applications built on the network. Transaction activity can require XLM fees, and fee burning removes a portion from circulation. Activity in Stellar-based liquidity and trading venues can also support demand, although stable or declining usage weakens that connection.
Staking is not a native XLM reward mechanism, so it should not be treated as a core source of demand. Listings and wider access can broaden participation, but attention-driven trading cycles can fade. Altcoins such as XLM often move with Bitcoin and the broader crypto market, so sentiment and risk appetite may matter more than network-specific news at times.
Supply and XLM
As of November 2026, circulating supply is 32,390,746,763 XLM, total supply is 50,001,786,887 XLM, and maximum supply is 50,001,806,812 XLM. The reported 64.8% issued share of the maximum confirms that the cap has not been fully reached. More XLM can still enter circulation through ongoing issuance and distribution of already issued tokens.
That continuing supply matters because additional liquid tokens can temper scarcity-driven demand. At the same time, a higher circulating supply can accompany greater network use, making supply growth an outcome as well as a potential influence. The historical annualised volatility of 82% and deepest one-year drawdown of -47.3% show that even a capped asset can experience substantial repricing.
What would change the outlook
Technology failures, congestion, security incidents or weak upgrades could reduce confidence and usage. Conversely, reliable upgrades, improved functionality and growing transaction demand could strengthen interest. Regulatory treatment of digital assets, taxation, custody rules or access restrictions can also alter participation and liquidity, with clearer or less restrictive treatment generally supporting engagement and adverse action weighing on it.
Competition can draw users and liquidity toward other networks, while stronger demand for Stellar services can support relative resilience. Exchange listings, delistings, abrupt liquidity withdrawals and broad market corrections can amplify volatility. These events can shift the statistical ranges without providing a reliable point of future value, so the ranges are best read as a record of risk rather than a forecast.
Ranges by horizon
| Horizon | Likely (68%) | Wide (90%) |
|---|---|---|
| 7 days | $0.1207 – $0.1517 | $0.1122 – $0.1633 |
| 30 days | $0.1069 – $0.1714 | $0.0918 – $0.1997 |
| 90 days | $0.0899 – $0.2038 | $0.0690 – $0.2654 |
| 6 months | $0.0756 – $0.2422 | $0.0520 – $0.3526 |
| 1 year | $0.0594 – $0.3086 | $0.0349 – $0.5252 |
| 31 Dec 2026 | $0.1007 – $0.1819 | $0.0832 – $0.2202 |
| 31 Dec 2027 | $0.0564 – $0.3249 | $0.0320 – $0.5716 |
"Likely" means about two times in three, "wide" about nine times in ten — if the next year is as volatile as the last. Crypto regularly breaks that assumption in both directions.
What the last year actually did
- Annualised volatility
- 82.4%
- Typical daily move (1σ)
- 4.31%
- Change over the year
- down 42.59%
- Deepest fall from a peak
- down 47.3%
- Best 30-day stretch
- up 64.2%
- Worst 30-day stretch
- down 42.0%
- 30-day windows moving ±20%+
- 25%
How these ranges are calculated
We take Stellar's daily closing prices for the past year, compute the day-to-day change in log terms, and measure their standard deviation — the coin's realised volatility. Price changes in crypto compound, so the range for a horizon of T days is today's price multiplied and divided by e raised to z × σ × √T, where z is 1 for the 68% range and 1.645 for the 90% range. No trend is assumed: the middle of every range is today's price.
That makes the ranges honest about uncertainty and silent about direction, which is the point. They will be wrong when volatility changes — after a halving, an ETF decision, an exchange failure or a regulatory ruling — and they say nothing about whether Stellar is a good investment. Multi-year "targets" for 2030 published elsewhere are opinions; the arithmetic above stretched to five years produces a range so wide it means nothing, which is why we stop at the end of next year.
About Stellar
What Stellar is
Stellar is a public, open-source blockchain and payment network designed for moving digital value between people and businesses. Its native asset is XLM. The network uses a distributed ledger, consensus-based validation and token economics to coordinate transfers without relying on a single payment intermediary.
Stellar is aimed at making cross-border payments and transfers faster and more accessible. It supports programmable applications and smart contracts, so its role is broader than simply recording payments. XLM is the network’s native unit of account and the asset used to operate the system.
What XLM is used for
XLM is primarily used for payments and for paying transaction fees on Stellar. It can also be held in protocol reserve balances, which are required for accounts to hold certain ledger entries and can be sponsored. These balances are protocol requirements, not a promise of a reward. XLM is not a stablecoin: it is not pegged to a fiat currency and has no redemption at a fixed value.
Supply
Supply figures are as of November 2026. There are 32,390,746,763 XLM circulating, while total supply is 50,001,786,887 XLM. The maximum supply is 50,001,806,812 XLM, while the issued amount represents 64.8% of that maximum. The difference between circulating and total supply means some XLM is not currently in circulation. A maximum supply figure acts as a stated ceiling for the current protocol, rather than an uncapped promise of endless new units. It gives holders a clearer reference for dilution, although changes in protocol rules and demand can still affect what XLM is worth.
How Stellar has traded
Stellar first traded in August 2014 at $0.002788. Its all-time high was $0.9381 on 4 January 2018. The asset’s annualised volatility is 82%, meaning its price can vary substantially over time. Over the past year, its deepest drawdown from a peak was -47.3%. These figures describe historical behaviour, including a sharp peak-to-trough decline, not a forecast. Live price and market value should be read separately from these reference points.
Risks to understand
XLM carries several kinds of risk. Technical risk includes software bugs, consensus disruption, service outages and attacks that could affect transfers or account access. Market risk is significant because XLM has shown high volatility and a substantial recent drawdown; a holder may be exposed to large losses even if the network continues to function. Regulatory risk can arise if laws, enforcement or payment restrictions change, affecting how the asset is offered or used. Supply risk should also be considered: circulating supply can change as tokens enter or leave circulation, and the gap between total and circulating supply is material. Finally, XLM is not a stablecoin or a claim on cash, so it lacks a fiat-backed redemption mechanism. Its value depends on market demand and the continued operation and adoption of the Stellar network.
Questions
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Stellar live price All prediction ranges
Not financial advice. Figures are for information and can be delayed or wrong; crypto assets are volatile and you can lose everything you put in. See our methodology and disclaimer.